Authors Posts by Dave G.

Dave G.

I'm Dave. A no-frills, high quality cut-to-the-chase news writer that loves breaking news, political brouhaha and all the theatrics that come with living on Earth. I love Chinese food, paranormal activity and random road trips. Einsturzende Neubaten is great music for relaxing the soul.

I'm Dave. A no-frills, high quality cut-to-the-chase news writer that loves breaking news, political brouhaha and all the theatrics that come with living on Earth. I love Chinese food, paranormal activity and random road trips. Einsturzende Neubaten is great music for relaxing the soul.

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dayton freight lines

Dayton Freight Lines, lauded for being a union-free Less Than Truckload (LTL) carrier, is perhaps the most competitively priced (and most efficient) carrier due to its experience and availability. Based in Dayton, OH, the regional carrier has grown from its short-distance roots into a logistical dream come true, offering 1 day transit times within a thirteen-state area, and two-four day transit across the United States.

In an industry saturated with logistics companies vying for business, Dayton Freight Lines stands above all in many aspects, including available hubs and driver vetting.

About Dayton Freight Lines

Founded in 1981 as a union-free LTL carrier, Dayton Freight Lines delivers where many carriers fail in areas like accurate documentation, implementation of technology that allows greater transparency in on-board activities, and creating an environment where drivers have unlimited earnings opportunities throughout its core 13-state service area.

Perhaps one component of Dayton Freight Lines often overlooked yet highly important in logistics is their ability to minimize claims on delivery. Currently, a minuscule .45% of all deliveries to date have arrived in poor condition, meaning 99.55% of deliveries are claims-free. The care each LTL shipment is given, coupled with driver skill, continue to improve upon this statistic.

Because this company is privately held, no stockholder influence or shareholder control exists. The company prides itself in self-sustained success and affordable rates that’s grown their fleet to over 3100 trailers and 1300 tractors.

The company, which opened its Memphis terminal for deeper collaboration with Southeastern Freight Lines in 2016, purchased a 25-acre plot in January 2017 according to Bloomberg. The purpose of this acquisition is unknown.

Service that speaks for itself

Much like UPS and FedEx, on-time deliveries mean everything to Dayton Freight Lines. Imagine if only 95% of historic shipments were delivered on schedule – pretty remarkable, right? Well, the LTL carrier trumps the norm by providing a 98.6% on-time delivery rate. This stems from its .12% per million miles DOT accident ratio.

Pouring resources and money back into their employees, Dayton continually improves safety by educating its drivers and dock workers on protocol and principles of accurate product handling. By offering Million Mile Club benefits, incentivized safety programs, recognition for flawless DOT inspections and on-site safety representatives who act as driver liaisons, the company foresees their service record continually improving.

As Dayton Freight Lines continues to expand operations across the Midwest and strike strategic alliances with other lesser known carriers to service out-of-network customers, education and employee loyalty will remain their central focus. It’s the Dayton Difference.

Investing in loyalty

Ask any trucking company, and they’ll agree: hiring drivers is expensive. From paid training to the ever-important learning curve, it takes strategically planned education and recruitment to vet drivers who intend on calling trucking their career. Driving, in and of itself, takes an inherited appreciation and dedication one cannot train; these are traits recruiters of Dayton Freight Lines look for.

From their first day in class, drivers are educated on roadways and their intricacies beyond normal passenger car usage. Understanding various road conditions, speed fluctuations, how weather can affect eighteen wheelers and understanding proper passing etiquette are just some components of classroom education Dayton drivers undertake before stepping foot inside company trucks.

The company utilizes student fairs, workshops, and traditional advertising to locate potential career-minded driver candidates. Sponsoring many local and national school activities, Dayton Freight Lines is about as community-minded as you’ll find in this industry. Because future success relies on present-day efforts, there’s no limit to what this company will do to protect veteran drivers and educate new ones. In fact, even dockworkers can climb the company ladder thanks to their Dock-to-Driver program.

How Dayton Freight Lines fares vs. competition

Less than truckload rates are calculated using ten specific components:

  • Distance between pickup and delivery
  • Base rates (established by company)
  • Weight of freight
  • Density of shipment
  • Freight classification (as determined by NMFC)
  • FAK, or freight all kinds, which generally involves a prearrangement
  • Accessory services needed (liftgate, limited access points, inside deliveries, etc.)
  • Discounts which were negotiated during quotation
  • LTL tariffs
  • Minimum charges (established by company)

Based off our findings, the rates charged by Dayton Freight Lines fall directly down the middle. Larger carriers who traditionally earn higher revenues due to multichannel deliveries (UPS, FedEx) came in cheaper while smaller companies (CH Robinson, Estes) came in slightly higher.

Offering guaranteed services between 20% – 35% of the freight bill ($75 minimum), an internal logistics company (Kelley Logistics) and IT integration make Dayton slightly more appealing to companies located within close proximity to the Ohio carrier.

Safety-wise, Dayton comes in higher than many companies with more than 1000 trucks on the road. Driver retention is rather high, too, owing to exhaustive education and higher than average driver pay.

Will Dayton Freight Lines go autonomous?

Like any other aspect of life, the success of LTL companies largely depends on how adaptively they approach technology. Considering the tremendous competition that trucking companies deal with daily, imagine the introduction of autonomous vehicles as an income drive to gain an edge over competing LTL carriers.

That reality is coming. Quickly.

Autonomous vehicles are beginning to knock on necessity’s door, and with every passing year, we revisit something similar: will futuristic vehicles hinder the need for LTL services, or is there massive growth potential here? According to insurance companies and auto parts supplier, this up-and-coming threat to their revenues is real – yet the benefits LTL carriers like Dayton Freight Lines will enjoy are immeasurable.

Maybe autonomous LTL is a poorly conceived idea…

When trend analysts and tech visionaries are both left scratching their heads, how can any substantive predictions be made about LTL carriers’ technological futures? Simply put, Google, Tesla and many automotive manufacturers are testing driverless technology on roadways you’ve probably never noticed.

Autonomous LTL carriers are being used globally, in areas where you’d probably never suspect. In August 2016, Singapore began using autonomous taxi cabs for select individuals. Uber will soon pick up residents of Pittsburgh in an autonomous Volvo. Even Paris just recently rolled out autonomous minibus pickups for those reliant on public transportation.

Resisting what technological advances are made to LTL carriers will only delay the inevitable. Or perhaps cost trucking companies millions in lost clientele. The focal point in designing fully autonomous vehicles will be crash avoidance instead of crash survival, although Dayton Freight Lines loves their employees too much to consider it.

Overall: Dayton is an ‘A’

Because of their ability to put customers and employees before their own revenue goals, we believe this 36-year old company ranks well above many counterparts who’ve blanketed the logistics world with cheap prices and empty promises.

Although prices could be better, Dayton Freight Lines is perhaps the unsung hero in less-than-truckload shipments, and one you should consider if shipping multiple pallets comes to pass.

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    Manual D

    An industry rarity, Manual D is another highly important design method in residential HVAC which, by ACCA standards, should correctly implement ductwork so airflow is maximized. This design method has existed for many years, although many HVAC contractors concentrate on heating & cooling system efficacy without regard to ductwork. Make no mistake: Manual D is another code requirement that, when followed properly, assures residential systems aren’t overworked or underperforming.

    Implementing Manual D properly means more than running numbers through calculators. Today’s computer software handles many calculations based off home size, rises and distance from heating system to furthest point in home. When designed by Manual D standards and paired with Manual T (terminations – heat grilles and registers), lower system operation costs are realized.

    Understanding Manual D

    Manual D ductwork design starts with calculating strength of blowers. Most heating models will have blower strength in their manuals (sometimes right on the blower itself). Simply put, the blower motor’s output will dictate how large your ductwork needs to be; smaller outputs require larger ducts, larger outputs can utilize smaller pipes. That’s the basic gist, although calculations must still be completed to assure proper distribution beyond the blower.

    Another component of Manual D requires calculating duct length and distance from fittings to blower. This calculation will produce friction rate, or how much friction, ductwork can produce. A simplified calculation in Manual D which takes ASP (available static pressure), multiples that figure by 100 and divides it by TEL (length) will produce a figure usually between .06-0.18 IWC (inches of water column), with smaller numbers requiring larger ductwork, and larger figures requiring the opposite.

    Manual D, by design, helps modernize systems with airflow issues. Laymen could simply take their hand and place it over running heat vents; weak output will signify improper ductwork design or inaccurately calculated rises.

    Summing up what Manual D does (in no particular order):

    • Defines proper components and ductwork needed in residential installations
    • Calculates ASP (static pressure)
    • Gauges blower strength according to manufacturer specs or charts
    • Implements Manual T (terminations) through grill and register selection
    • Establishes ‘zones’, including multi-level
    • Properly specifies riser locations and angles

    ACCA offers speed sheets (essentially, ‘cheat sheets’ for HVAC designers) which specify many calculations already, although software does much more accurate calculating since home-specific figures will differ by installation needs.

    Importance of Manual D in Ductwork Design

    By properly balancing airflow with correct ductwork, risers and understanding static pressure output of blower motors, residential HVAC installations become more accurate than traditional guesswork. Imagine a marathon runner who trains tirelessly for a 26-mile trek. Undoubtedly, the runner will have the power; when race time comes, only 18 miles gets completed before the runner passes out from fatigue. The runner had the power, just not the balanced delivery required to finish 26 miles of treacherous foot racing.

    Manual D represents longevity, power and delivery. A new Trane heating system with hefty Btu/h ratings is great, but only effective in heating homes when ductwork is properly sized. Much like our marathon runner, blowers can only output as much heat as what they’re designed for – it’s up to ductwork size calculated from Manual D that helps airflow steadily finish the race.

    When Manual J (air flow), S (system design), D (ductwork) and T (terminations) are completed in succession, residential heating and cooling installations are more effective, will last longer, require less maintenance and lower energy consumption considerably.

    Accurate residential HVAC designs increase occupancy comfort. Spare unneeded costs caused by pressure differentials or underachieving ductwork and implement Manual D calculations created by ACCA, a board of HVAC contractors who know ductwork design and integrity front to back.

    0 649
    managed IT services

    Managed IT services and their infrastructures, both backend and frontend, often hit snags in deploying, maintaining or scaling. As business owners, keeping employees occupied while your business grows are issues in and of themselves – why worry about undeployable, semi-ancient IT protocols that cause more errors than excitement on top of organizing business activities?

    Skilled managed IT services in provide necessary tech support large firms need, especially when running hosting environments, multiple database systems and other massive internet portals requiring consistent and secure access to sensitive information.  Flexibility, cohesiveness and proactive maintenance are expectations you set for managed IT services businesses, who are your direct competition, use frequently.

    How small to medium-sized businesses can realize greater functionality, faster page loading, smoother database writing and securer cloud storage rests on the laurels of skilled managed IT services based SMB’s like yours have trusted for decades.

    Modern Miracles (and Functions) Performed by IT providers

    Ever envisioned creating virtual software or hardware environments? Planning an full-scale cloud plan that you’re yet to launch? Executives who major in business growth but struggle in IT infrastructure planning employ managed IT service providers for the miraculous ingenuities they invoke which commoners simply can’t visualize happening.

    You’ll most always find systematized yet friendly managed IT services professionals use often can handle a barrage of technical tasks without flinching. From telephony to disaster recovery, imagine a world where not-so-technical businesses were rescued by technological freaks of nature – that’s managed IT in a nutshell, a means to put the tech back into tech support.

    Services commonly associated with managed IT services include:

    • Setup and maintenance of business telephony, including VoIP
    • Implementation of network security, including firewalls, SSL and protected databases
    • Virtualization of complete businesses or specific segments based on need
    • Computer services performed on-site, including repair and software upgrading
    • Troubleshooting or establishing connectivity to ISP, server and databases
    • Flat-rate IT support (Call a Geek)
    • Disaster mitigation, including recovery of data and websites from SQL injections

    Another lesser known (but frequently demanded) function of managed IT services in entail data center maintenance and redesign. Since servers are stuck in rooms often without windows, inadequate ventilation and little supervision, businesses with racks upon racks of servers can grow hotter by the minute, causing errors both on end-user and server sides. Once they overheat, unneeded downtime ensues.

    Think Managed IT Services are Unneeded? Think Again.

    Many managed IT services professionals hire were brought aboard a sinking IT department. With little time, no experience and few recourses to choose from, businesses owners decide saving their business from an epic failure sure beats joblessness – so getting in touch with an IT company becomes imminent.

    Business owners want complete subjugation of IT problems before they arise. Managed IT services offer competitively priced solutions that help annihilate whatever backend or frontend problems are being experienced. A marriage of convenience is born from this, no doubt – which is why skilled information technology services are shorthanded and severely underappreciated.

    Hiring forward-thinking managed IT services entrepreneurs like you need takes only several phone calls and carefully worded questions to finalize. While the expenditure may seem unneeded, consider this: your competition – much larger in size and annual revenue – has internal departments to handle IT matters; if you want to stay competitive, managed IT services should be your first major investment, albeit your only.

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    An 18-month mudslinging fest enmeshed in scandal, foul language and voting fraud comes down to one twisted Tuesday where Americans will choose the next leader of the free world.

    Like the child of two divorced parents, America has become somewhat confused and wholeheartedly scared of its future on earth. In one corner, you have Hillary Clinton attempting to solidify her place in the history books by becoming the first woman to successfully secure presidency. In the other, you have Donald Trump attempting to become the first billionaire with absolutely no political experience to lead the free world. Quite frankly, I do not see a clear-cut winner coming out of this historic election – but I do see millions of pissed off Americans regardless who wins.

    Speaking of winners, let’s break down what could happen Tuesday when a winner is declared:

    If Hillary wins…

    The centerpiece of Hillary’s campaign has been children. Bettering education, making health care affordable for all while creating more higher education opportunities beyond high school for some of her key points in racing out to such a substantial summertime lead over Trump.

    However, what many voters fail to realize is that her tax plan would obliterate small businesses, the middle class and essentially continue the downward spiral started by the Obama administration. Instead of making domestic job security the focus of a nation in dire need of sweeping reform, Clinton will force even more jobs to land overseas.

    Today’s larger media outlets, even WikiLeaks, have made apparent that shall gain more financially for her foundation and personal use through her presidency, which could be amplified if we end up with a Democratically controlled House and Senate.

    In other words, if Clinton winds up winning, Americans will end up losing their asses in some regard or another.

    If Trump wins…

    I don’t think Americans really know what to expect if Trump comes out victorious Tuesday. Sure, we all speculate he’ll begin booting foreigners out of the country, tax the hell out of individuals making more than $250,000 yearly, give a generous hike to the minimum wage all while planning a massive invasion of ISIS strongholds. His business sense may come in handy, but his lack of diplomacy may hurt us.

    We do know he’s a strong proponent of doing more for our veterans, and will also make it rather difficult (if not expensive) for companies to ship jobs overseas given the fact he’s trying to “make America great again”.

    Many people have vowed to denounce their citizenship if he gets elected. Needless to say, I won’t be one of them, although I will be cautiously optimistic his tenure in office will bring about much-needed changes in our financial and social infrastructures.

    Some fun guesses regarding Tuesday

    The gauntlet will be thrown. All bets are off. Between Governor races, Senate races and piss-poor media coverage, Tuesday will sure generate a massive viewer audience.

    Here are some fun guesses as to what will happen while the final votes are counted:

    • Hillary Clinton announces to Donald Trump, “You’re fired!”
    • Donald Trump grabs his wife by the ______.
    • Another email scandal will erupt midway through the ballot counting
    • Vladimir Putin will have hackers delete Trump tax records
    • The Clinton Foundation will tell on its founder

    Regardless what happens on Tuesday, let’s all try to get along because we know the candidates won’t. Ever.

    0 8134

    Truckloads and pallets of merchandise are what wholesale operations move frequently, and while the transition from lower volumes to weekly truckloads may happen quicker for some, making the leap for others is a well-refined process. Where do you stand? Perhaps this guide will answer your most pressing questions.

    Auctioneers and small businesses that I deal with every day have that one sweet spot, which many would call their comfort zone, that they would really rather not shy away from. Buying one or two pallets on a weekly or even monthly basis works perfectly fine for them, whereas some of my larger customers seem to scale up every month. All told, there’s really no one-size-fits-all solution where wholesale merchandise buying is concerned.

    There are, however, innumerable telltale signs that you could be ready to graduate pallet buying, then head into the world of truckload volume.

    Customer demand indicators

    Busy season started rather late this year for many in the wholesale industry. Clearly this is an indication that consumer sentiment was sluggish to begin 2016, or in layman’s terms, mom and dad spent more this Christmas than the last several.

    With this little snippet of information, we are able to ascertain the following as it applies to the auction, small retail and even smaller scale wholesale operations:

    • Customers spent big in November and December, meaning they’ll inevitably be looking for deals that hopefully you’ll be able to deliver. See my Wholesale Buying 101 piece regarding perception of price as it pertains to buying wholesale merchandise, too.
    • Major retailers have fewer products returned or overstocked as a result of stronger product efficacy. Generally speaking, when products experience a “good run” in manufacturing, the retailer experiences fewer returns, meaning there are fewer truckloads of leftover product moving around the aftermarket. Which also means customers are generally buying less of those products.
    • State tax returns may be larger, but processing seems to be taking longer. Moreover, recipients of said returns are concentrating on larger purchases, catching up on bills and perhaps saving for vacations.

    In certain areas of the United States, none of this applies as flea marketing (for one) is a year-round activity. Of course, for those selling on Amazon and eBay, you already have a worldwide market and therefore experience little slow time provided your product meets or exceeds consumer demand.

    Gauging customer demand is tricky for the rest of the United States, which makes it difficult to know when buying truckloads is a more appropriate action than buying single pallets.

    When to Buy Truckloads

    I certainly can’t speak accurately about every buyer on an individual basis, so I’ll try to generalize my statements.

    As I touched on above, some store owners have that sweet spot that’s worked for them for decades. Buying 2 to 5 pallets a week does just fine for their needs. There are others who are just starting out, perhaps looking for that perfect vendor they can use for years to come, wanting to test the waters by buying a pallet or two. Truckloads can be a highly beneficial beginning to your business, too, so let’s clarify what purposes exist for buying truckloads:

    • You’re interested in buying truckloads and flipping them for a profit. Nothing more.
    • You have a specific market for a product, an almost ready-made customer base, advertising in place and a grand opening scheduled.
    • You just purchased an existing store with a whole bunch of empty shelf space.
    • The price is simply too good on a truckload to pass up. You’ll figure out how to move it later.
    • You’ve slowly grown your business up to a ten pallet a week operation, and have a large enough demand where buying a truckload would make good financial sense.
    • You have a penchant for taking risks in your small retail business, so buying truckloads and absorbing any shrinkage wouldn’t bother you.
    • Opening multiple flea market locations is in your future, so buying truckloads is perhaps the only recourse available for keeping these markets stocked.
    • You have a very large facility capable of handling the storage of one or multiple truckloads, and intend on selling by the pallet.

    If your current situation falls anywhere near the items in the bullet points, buying truckloads of merchandise is already on your mind. So yes, while it’s fresh on your mind, you may as well make the jump into bulk purchasing. Should your current situation fall too far outside the above, perhaps consider a half truckload to both minimize risk and have no issues with storage.

    When to Buy Pallets

    Pallet buying is essentially for everyone with a worthwhile purpose. Seen as the best way to start out when selling online or even in a small scale auction, pallets offer a much more manageable means to individually sell items on eBay, Amazon or even in a local flea market. The initial investment is much smaller, shipping rates drop considerably lower since pallets are shipped via LTL, and the opportunity to slowly scale up in volume is much simpler and doesn’t take as long.

    The best case scenarios when pallets would work best for you include:

    • You’re wanting to test online selling but have very little startup capital.
    • You only intend on selling occasionally.
    • A personal garage will be the sole means of storage.
    • You would like to take products on the road but lack a trailer to haul numerous pallets worth of product.
    • You’re testing a new product line in a market you’re unfamiliar with.
    • You cannot handle truckloads but can handle several pallets weekly.
    • Products you’d like to sell may include jewelry, name brand clothing, electronics such as iPhones or high-end tools, which would increase the pallet’s retail value and your cost. In this scenario, a pallet may run as much as $50,000.
    • You are testing a new supplier and wish to minimize risk.

    At the end of the day, nearly everyone in the retail industry (regardless at what capacity) starts out buying pallets unless they’ve got a sizable amount of money they wish to invest, not caring about the efficacy of the products they receive (which is rare).

    Quick Cheat Sheet

    From the above sections, you can easily ascertain which scenario works best for you. While many wholesalers and liquidators wish to jam as much product down your throat as possible, only you will know what works best for your market.

    To get yourself started off in the right direction, here’s a quick cheat sheet you can use during your phone call with a company you wish to transact with, albeit a wholesaler or liquidator. Note this is only a guide, not a set in stone Q & A sheet:

    Questions to ask:

    • What’s the general grade of products you guys carry? (shelf pulls, salvage, new stock, customer returns will be the most popular answers you get).
    • Is it possible to ship from a location near me? Shipping quickly becomes the elephant in the room regardless how much you’re buying. Go outside tomorrow and look whether the price of diesel went up or down as this is a strong indicator of shipping costs. When diesel is low, obviously shipping falls down with it. Getting product shipped from a location nearest to you shouldn’t be the only mitigating factor when choosing between pallets and truckloads, but it should at least be in the conversation.
    • How much retail value will I get per pallet? Obviously everybody wants to profit, so concentrate more on how much retail value exists on a pallet, and less about buying that ‘cheap’ pallet. The goal here is getting customers to return to your store; consistently selling low grade products isn’t a great way to leave a “warm fuzzy feeling” in the minds of the customer as they leave your store. Don’t worry – the right wholesale outfit will make sure you meet your margins.
    • How will I know when I’m ready to graduate to truckloads? If a wholesaler or liquidator has their heart in the right place, they’ll help you make that determination based off factors listed above along with some expert advice stemming from personal experience.

    Things to remember:

    • Never get bullied into buying more than you’re ready for.
    • Whether you’re buying truckloads or pallets, always go in with the expectation there will be some shrinkage (i.e. product that may need to be worked on or tossed).
    • Never underestimate the power of a question.
    • If you’re receiving product at a residential address, there may be an upcharge regardless if you’re receiving a pallet or a truckload of merchandise. This is because the semi drivers have more maneuvering to do (meaning greater risk of damaging property or cars) in residential areas as opposed to businesses with docks. Ask the representative of the company you wish to deal with for further information regarding shipping rates to residentially zoned addresses.

    You may already have chosen whether or not you’re a pallet buyer, or master of truckloads. Perhaps you’re on the fence. Regardless where you sit, the amount of merchandise you should acquire is conducive to the size, demographic, and income level of the area which you are selling in, and available storage space – the latter being the main factor when selling online.

    In the next segment, I will discuss the hottest wholesale products by season.

    0 4154
    ripoff report

    Ripoff Report purports to being a mouthpiece for victims of B2C shams, but after reading this, you’ll see why millions could care less what’s written on this digital bathroom wall.

    Some business have three. An innocent bystander may have five. And your great-grandmother who sells knitted socks on eBay? Yes, she has three as well. Unfortunately, we’re not talking about credit cards, customers or awards – we’re referring to Ripoff Reports, an all too real website posting imaginary complaints which ruin businesses every minute.

    The lifeless, soul sucking self-proclaimed consumer rights proprietor behind the operation, Ed Magedson, hides deep within his digital torture chamber, which is said to exist somewhere in the Arizona desert. If seen in public, his life may be in jeopardy at the hands of those he’s screwed.

    If you are performing due diligence on any business, and find they have a Ripoff Report, fear not: we’ve researched and compiled data on this website that defies any self-purported logic Mr. Magedson professes to instill within the confines of this racketeering venture. We now pull back the curtain on this site.

    Fact #1: Founder Ed Magedson is a Troublemaker

    Ok, so what – he bounced some checks, got busted with weed and smoking paraphernalia, has a $30k default judgment against him, and is probably wanted by every civil process server from Walla Walla to Maine. When you’re crossing into extortion, that’s when things get really unsettling amongst businessmen. Yes, you can scan the internet and see how easily Ed Magedson has monetized others’ misery – you pay me $2k, $20k or more, and I will remove your report.

    Lest we forget businesses can join Ripoff Report’s ‘Consumer Advocacy Program’ for a mere $2,000 which alters the presentation of the already fictitious report.

    Fact #2: Google Elevates Ripoff Report’s SERPs to Monetize

    When conducting Google searches for wholesale operations, you may find several well-known businesses under the ‘Ad’s heading at the top of the page. You may also see ads down the side, and at the bottom, of your search results. These are areas where AdWords, the flagship moneymaker for the search giant, makes an incredible amount of money since wholesale businesses will bid high to show up on page 1.

    The search results, usually 2 or 3 through 10, is referred to as ‘organic traffic’, or search results which should theoretically be close to what you are looking for. Unfortunately, Google doesn’t make money off these search results – but has an uncanny way of making you click an area that will.

    See, if I am looking for a doctor in Long Island, and I find a Ripoff Report on him or her, my confidence is instantly lost. However, to the right of their Google listing, I see 4-5 other doctors that are ‘legitimate’ – and is an area where Google makes money. See the pattern here? Google’s intelligent algorithm nearly forces you to change your mind, even if the doctor was a pillar in the community for 40 years with zero court litigations against them.

    By changing which result you click, Google can then monetize your choice – which wouldn’t be possible without elevating some humiliating untruth to positions 2-5, or all of them, depending on if numerous defamatory statements were written about that doctor. This is how Ripoff Report thrives.

    We found an excellent video portraying this process on Youtube.

    Fact #3: Ripoff Report Cannot Replace Public Records

    Thing logically for two seconds. If any business ‘ripped someone off substantially’, and within the same country, our judicial system would easily take the case and prosecute. Many business who’ve never seen a courtroom are victimized by Ripoff Reports because consumers aren’t prepared to take an extra step and visit their local courthouse to see if civil or criminal actions are pending or finalized against companies they wish to transact with. Again, this is what empowers Ripoff Report – and consumers are allowing this to go on.

    Don’t let your regular online due diligence permanently replace common sense, people – and don’t let one person’s misguided (or sometimes ‘paid’) anger peruse your decision making to sway one direction or another.

    Protecting Yourself

    Now that you’ve been debriefed on Ripoff Report’s shady antics and digital sabotage, you’ve been guided here subconsciously (or by following a link) because you want indemnification that reports found online are untrue. You want peace of mind that purchases you are about to make will improve, impress and inspire. The process is simple:

    • Call the potential company and talk with someone ‘high up’. No contact information, no deal.
    • Discuss your findings; in fact, urge the owner to jump on the same page and read concurrently.
    • Ask for full disclosure of any civil or criminal proceedings against the company. Cross-check with their local courthouse.

    When they come back clean, you can assure that any Ripoff Reports found online are the direct product of someone’s deranged character who is several hours late in taking their Prozac meds.

    To summarize, fellow consumer, keep in mind that:

    • Ripoff Reports mean little on the grand scale of ecommerce. They are, for the lack of a better term, a lonely man’s sick joke.
    • Ripoff Report owner and convicted felon, Ed Magedson, is an uncouth troglodyte preying on successful businesses because his own failed ventures have obviously cost him dearly.
    • Ripoff Report owner cannot be reached for comment. In fact, Ed cannot be reached by civil process servers, denizens of pissed business owners or the FBI. That, in itself, should tell you how much trust should be instilled into this website.
    • Google endows Ripoff Report with precious search rankings because without them, AdWords would take an incredible hit.       The man speaking in the video link above accurately dubbed this the humiliation algorithm.
    • Plenty of horrific truths exist about Ed Magedson online, sort of ironic for a man who earns a substantial (albeit undeserving) income off untruths.

    This article summarizes information easily found online about an individual, company and ideology of an arguably illegal nature should anyone with sinister mindsets wish to believe Ripoff Report is a tool of salvation as opposed to destruction.

    A side note: Bing and Yahoo do not operate unscrupulously when it comes to search algorithms; perhaps they’re on to the small business racketeering games these self-purported ‘scam busters’ are playing?

    0 6259
    wholesale buying

    In wholesale buying nomenclature, retail stores, auctioneers, flea market vendors and jobbers across the world share one common bond: buy low, sell high and keep overhead manageable. Buying low, however, isn’t always the prudent path toward profitability.

    If you’re currently wholesale buying, playing the numbers game should be second nature. Spend the day creating plausible scenarios to purchase cheap goods, contact several wholesale companies offering products matching your purpose, haggle a bit, and make your purchase. You make off with gently returned or brand new merchandise for pennies on the dollar, your customers are elated, so everyone wins.

    Or do they?

    I’ve been blessed with an incredible job in the wholesale world, working for a company that is driven by an invaluable passion for making customers happy. In this position, I’m afforded the opportunity to talk with virtually everyone about anything wholesale, and quite frankly, I’ve been educated beyond the Associates Degree I hold in an unrelated field. With that education, unfortunately, comes frustration. I see numerous people daily making the same mistakes I often wish I could immediately undo on their behalf – buying merchandise from competitors based off the perception of price.

    Forget the quality of merchandise. It’s all about marginal victories.

    The problem with price-motivated wholesale buying

    I’m totally onboard with getting an awesome deal when shopping. I’ve acquired $40 shirts at Old Navy for $3.00 because they had a slight (1”, nearly invisible) tear down the seam. Two washes later, however, that 1” tear increased to 4”. Another three washes, and my shirts went to Goodwill.

    The concept in wholesale buying and selling is simple: would you want your family to have half-working electronics sitting around the house? Would you want to shop at stores where the owners are known for hoarding the newer merchandise they receive, and giving you dibs on whatever they didn’t want?

    Cherry picked merchandise – a more creative way to say “I want the shiny toys, and the neighbor kids can play with the broke ones” – is an eyesore to my industry. It’s what some of my new customers fall victim to daily when they’ve purchased from a competitor, and they unwittingly find out about their booboo later on when half of what they’ve purchased ends up in a Waste Management dumpster.

    Price. It can be a dirty word, or your best friend.

    Wait. I can’t profit off slimmer margins…

    Well, you certainly won’t profit at all if what you’re offering to local customers equates to yard sale junk.

    Another creative component to my job is finding the right merchandise for customers with several components in mind:

    • Shipping costs relative to the product’s perceived retail value;
    • The function of the product (i.e. store, auction, flea market, export);
    • The likelihood said product could have an extended stay on one’s shelf.

    I then very quickly come up with an estimate based off the aforementioned, along with the condition of the merchandise. The end result is a number that should, theoretically, provide profitability for the entity making the purchase from me, and offering long-term happiness for their customers.

    Not always will my price smash the competition, and I get that. Buying good product at a fair price and having someone you can call personally while they’re sitting on a beach vacationing, however, is priceless. As is buying overstock that customers will come back to your store for, which isn’t always at the heart of every buyer’s final wholesale destination since profiting seems to be more important than wholesale buying wisely.

    Which leads back to perception of price.

    I’ll continue this next week by discussing how one should be on the lookout for price deflation and how buying cheaply can hurt your bottom line down the road.

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    mesothelioma litigation

    Mesothelioma litigation isn’t always about ramming a proverbial fist down the throats and pocketbooks of noncompliant companies. In fact, many victims of cancerous asbestos exposure would rather see changes enacted.

    Internet searches are inundated with mesothelioma litigation firms that want you to get paid. They’re less interested in the emotional toll and physical damage that’s been done to you or your loved one; as long as they’re getting their 33% (or more), everyone wins.

    But when victims simply need a voice – and sweeping changes – few step forward. That’s why sometimes it’s best to litigate changes instead of attempting to sue for compensation some people will never see due to terminal diagnoses that most certainly lead to death before the check is cut.

    Why mesothelioma litigation is a corporal punishment tool

    Once overexposure to asbestos begins doing irreparable damage to the pleura, an exhaustive treatment process ensue which undoubtedly leads to death. If one is lucky to detect damage before it becomes full-blown, an aggressive recovery plan can be put into motion. Problem is, why are victims of mesothelioma still litigating when, in all actuality, asbestos should be outlawed?

    Well, mesothelioma litigation still transpires because although the EPA tried phasing out commercial use of asbestos in 1991, the landmark Corrosion Proof Fittings v. the Environmental Protection Agency case reversed the phase-out, leaving only the current 2014 OSHA ruling that 100,000 strands per 5 cubits of breathable air are permitted per 8-hour work day.

    Litigation of mesothelioma deaths and incurable cancers caused by overexposure to asbestos isn’t always about money, but it’s a powerful corporal punishment tool. Ford, hell-bent on proving their asbestos brakes have no link to mesothelioma, decided to invest $40 million in sciences they developed just to put an end to the numerous pending suits that claim automakers play an integral role in keeping asbestos in existence when, in essence, it’s an archaic compound – at least in terms of today’s standards of brake material.

    Changes in mesothelioma trials coming? We think not.

    While numerous law firms have made millions in mesothelioma litigation, their days of abrupt, somewhat abusive litigation tactics may be short lived.

    According to one report from Bloomberg Business, lawyers habitually delay litigation in bankrupt trust cases, so when tort claims arise, only solvent companies are responsible for asbestos claims payment. This form of vexatious litigation has long been under scrutiny, but even if reform was to happen tomorrow, it would likely not deter the numerous pending mesothelioma cases pending payment or even initial hearing.

    But what about those cases where lawyers are simply trying to get changes to transpire?

    Unfortunately, mesothelioma litigation is for only one outcome: monetary gain. A gain which is often one-sided and will have very little if any bearing on how commercial applications of asbestos are used in the future. Auto companies using asbestos, older buildings with asbestos insulation and everything in between needs changed. And soon.

    Which is what some victims would prefer: some change for their loved ones as their final wish before death.

    0 6929
    low credit line credit cards

    Low credit line credit cards are still as popular in 2016 as they were 15 years ago, targeting many of today’s credit challenged adults with high interest rates and annual fees that almost dwarf available credit lines given. We look at today’s more prevalent low credit line credit cards to see if they’re worthy of your time.

    I’d previously discussed how low credit limit credit cards cost more in the long run. But when your back to square one in your credit rebuilding process, chances are you’ll take whatever life boat sails your way. In 2016, these are perhaps the best low credit line credit cards to choose from, although one should be vigilant in keeping their balances minimal on these cards.

    Credit One Bank

    Known for their ridiculous annual fee and low initial credit limits, those recovering from bankruptcy or wanting to start their rebuilding journey fresh often turn to this easy to qualify for credit card. With initial starting limits around $300, it’s definitely an ‘ok’ card to manage. Most people in the process of rebuilding, according to MyFico forums, start with Credit One because it’s the easiest path from bankruptcy to a 700 score in two years flat.

    Because Credit One doesn’t give everyone a grace period for purchase payments and offers a $0-$99 annual fee based on credit worthiness, I would personally keep this card open for roughly 11 months and close it before the annual fee posts.

    First Premier Bank

    Another of today’s more popular low credit line credit cards comes from First Premier Bank, which starts many out between $300 and $400. There’s an outlandish $95 processing fee, a $99 annual fee (reduced to $49 at year two) and little to no tolerance for late payments. But for those unworthy borrowers trying to rebound, this card serves a purpose: post something positive on credit reports until prime lenders feel comfortable lending to them again.

    To keep this card and expect it to grow with you is ludicrous: every credit limit increase will cost you 25% of the new line granted, meaning a paltry $100 CLI will cost $25.00. Which isn’t worthy, of course, so many card holders chomp the bit and keep their measly limits – in the sock drawer, preferably.

    Discover IT Secured

    Why bother including Discover (a prime lender) in my list of low credit line credit cards in 2016? Well, many people won’t “straight up” make it into Discover’s doors unless they’re at least 6 months clear of bankruptcy discharge, are 5 or more years clear of derogatory payment entries on their credit report, or are students. One great way to get the benefits that Discover gives their cardholders without having to have the greatest credit is by getting a secured card, which gives a credit line equal to what you deposit.

    Don’t get me wrong, Discover is still strict with their secured card applicants. However, they’re not as strict as their unsecured application implies. If you can get this card, it will be one of the best low credit line credit cards you’ll ever own. This card can graduate to an unsecured line, meaning your deposit can be returned after ‘x’ months paying on-time.

    Not All Low Credit Line Credit Cards Are ‘Good’

    We may have left several of the ‘bottom feeders’ like Continental Finance off this list; it was with good cause.

    Most of today’s predatory lenders (the aforementioned being the best example) offer ridiculous monthly fees, annual fees, hidden fees, calling in to pay fees and even fees that get stuffed inside more fees. It’s truly shameful that banks like this harass the credit challenged, but people still fall for their antics because they need help in rebuilding what was inadvertently damaged.

    When searching for low credit line credit cards to apply for, keep in the back of your mind that you’ll need to be able to pay your balance in full every month so a $0 balance reports consistently each month. This helps your utilization, which along with average age of accounts (AAoA) can significantly increase your score, lower your overall utilization and put you in a really good position to apply for Capital One credit products.

    Although low credit line credit cards in 2016 may seem ‘too low’, they’re designed for a purpose – not with longevity in mind.

    0 1257
    better conference calls

    If better conference calls are in your repertoire of office changes in 2016, don’t simply ditch your old Lucent phone system – consider training your crew in better phone call decorum.

    When Dollar General gives their 2015 earnings report via conference call, one can clearly see they’ve ‘done this before’. Same with anyone who frequently makes a conference call; it seems to come natural. So why are department heads struggling to make better conference calls even in 2016? Well, one may be inclined to blame their cheap phone system, but quite honestly, some are questioning whether it’s their staff that can’t properly handle themselves over the phone.

    Here’s how managers can help their employees make better conference calls regardless how crappy their phone system is:

    Make Employees Feel Relaxed

    Finding great staff is one thing, but keeping them is a completely different battle. Once you’ve been through the recruitment drive and made your selection, it is absolutely vital that you do all that you can to keep those valuable employees happy and feeling comfortable – even while talking on the phone.

    When making their first official conference call, it’s best to have the new employee sit alongside someone who is experienced and has great phone mannerism. Don’t pressure the employee to join the call until they’re completely satisfied they’ve mastered tone, distance from the phone and won’t get nervous if put on the spot. The more relaxed they feel, the better conference calls will turn out.

    Give Constructive Feedback

    Constructive feedback always starts with good intentions. In business, it stems from the educator’s goals to help employees succeed in their field of expertise. In any online learning environment, despite the lack of a typical classroom teacher, instructors provide feedback to learners so they are aware of their performance and what they need to improve on. Teaching employees to make better conference calls from afar may seem impossible, but trust me, your feedback can help those learning how to make conference calls from 1,000 miles away improve not only their phone skills, it can help them to improve manners altogether.

    Remove All Distractions From Room

    One consideration may be the amount of distractions in the room during the conference call. Is there a bright glaring light coming in from outdoors? Is there a percolating coffee pot spitting it’s last ounce of water in the background? Whatever distraction are marring one’s phone call must be removed immediately – preferably before the call begins.

    Other unneeded distractions may also include jokesters that like playing pranks (hazing) on employees. While fun is always great for keeping a fun work atmosphere, it has no place inside important conference call rooms.

    Better Conference Calls Start with Better Training

    Honestly, how well your conference calls with new employees go depends solely on their ability to adapt to training, and the manager’s ability to train.

    To make better conference calls in 2016, it’s all about location, training and the employee’s willingness to learn. Combine these ingredients and you’ll have smooth and more productive conference calls before long.


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